Quick Perks

Get quick perks just for using your IC debit card

If you’re a member of our credit union who has an IC debit card—you are automatically enrolled in our Quick Perks program.

The more you swipe your debit card, the more you can earn points for buying groceries, fueling up, getting your coffee, or getting a bite. You can then redeem those hard-earned points and use them for:

  • Sweepstakes
  • Auctions
  • Games
  • Charities
  • Merchant funded offers
  • Fuel redemption at BP, Citgo, Shell, and Alon
IC Quick Perks

Enjoy the Perks of Your Shopping

Have an IC debit card to be automatically enrolled
Earn points every day for buying groceries or fueling up
Redeem your points for games, charities, and more

Easy Online Application

Or Contact Us

If you have any questions left

Main Office

300 Bemis Road, Fitchburg, MA 01420

Main Office (800) 262-1001

Get in touch with us


    QuickPerks™ is a rewards program offering sweepstakes, auctions, games, charities, merchant-funded offers, and fuel redemption for debit card portfolios.

    On your first visit to the site www.quickperksloyalty.com, you will need to set up your profile with a username and password. You will also be asked to set up some security questions and answers for password retrieval. Once you create your profile you will log in with your username and password. You may browse the rewards site by clicking on the Browse Catalog link from the login page. Point balance and redemption capabilities are not available in the browse feature of the site.

    Bonus Point information is communicated in an easy-to-read format on your rewards statement. Point Balances are always available on www.quickperksloyalty.com or you may call Award Headquarters at (833) 928-1391 to verify your balance.

    Simply use your participating debit card for your purchases. You will earn Points based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn Points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended, or otherwise inactive and not available for use as a source of funding). You do not earn Points for cash advances, balance transfers, unauthorized or fraudulent charges, or fees of any kind on your card account. Credits to your Account (such as for returns of purchases) will reduce the Points available in your account.

    No. A sufficient number of Points must be available in your account to redeem the award you want. Points are not available for purchase.

    You may participate anytime during the Program as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended, or otherwise inactive and not available for use as a source of funding) and you have enough Points to redeem the requested option.

    Sweepstakes: To enter the Sweepstakes, the cardholder would just enter with very few points, and a lucky winner will be announced! As little as 5 points are required for a chance to win.

    Auctions: This module gives participants the opportunity to place point bids on merchandise to buy at lower than retail value. Participants will place competing point bids against other competitors. The opening bid of each auction must at least match the pre-set reserve bid. Participants will incur a nominal bidding fee in points each time a bid is placed or increased. As bids are made, the points will be automatically deducted, and points would be returned to everyone but the highest bidder.

    Games: This module includes games such as Spin to Win, Coin Drop, and Memory Match for a chance to win a prize-where rewards points, not quarters, are the currency to play.

    Merchant-funded offers: Receive additional merchant-funded promotion rewards for cardholders.

    Charities: The Charity module will be an ongoing place where participants can donate points to one of the available charities. Once the charity reaches the donation goal, a fixed dollar amount donation will be made to that charity.

    Fuel Redemptions: Redeem points instantly at the point of sale for fuel. Redemptions are available at BP, Citgo, Shell, and Alon.

    We cannot guarantee that items will be shipped together. You may receive several shipments to complete your order.

    Sometimes items are on backorder with the manufacturer. If the backorder is for a short period, such as for no more than a couple of weeks, we will notify you of your backorder status and ship the item once it is again available to us. If the backorder status is going to be longer, we may contact you to allow you to select an alternate award or you may elect to cancel your order and have the Points added back to your rewards account.

    Generally, merchandise awards will be shipped from Award Headquarters via a parcel delivery service or by the U.S. Postal Service and should arrive no more than 4-6 weeks after your order is received. Some items may be shipped directly from the manufacturer. You will be notified if there is a delay in filling your order. Please note that shipments cannot be made to a post office box, APO address, or outside the United States and eligible territories.

    After you log into the rewards site you will be given options of which country you would like to ship your award to. Select the county of your choice and continue with your award selection and online redemption. Be sure to update your ship-to address so the award is mailed to the appropriate destination. If your ship-to address does not match the country catalog you selected, your order will be declined.

    Please check your packages closely for any apparent damage before signing to accept a package. If there is damage, please write a note on the delivery receipt before signing to accept the package. If after you open the package you find the merchandise is damaged, please follow the directions on the packing slip included with your shipment and notify Award Headquarters. You will be given instructions and a return authorization number to return the merchandise for replacement. Merchandise that is received damaged or defective may be returned within thirty (30) days of receipt for replacement. Please refer to your Terms, Conditions, and Program Rules for additional requirements.

    We want to make sure that your experience is the best possible. If you receive damaged or defective merchandise, please contact Award Headquarters within 30-days of receipt. Please obtain a return authorization number and shipping information from Award Headquarters by calling (833) 928-1391. Please be sure to enclose all original packing materials when returning the award. When mailing inquiries to Award Headquarters, please include the following information: card number, name, complete address, daytime and evening telephone numbers, e-mail address, and the item number(s) in question. Note: Always notify Award Headquarters of any damages or missing components. Please indicate a daytime and evening phone number and email address.

    Most merchandise is covered by a manufacturer’s warranty. Please retain your packing slip as proof of purchase. For extended warranties or product-specific inquiries or repair, you may call the manufacturer directly.