Savings Accounts

Fund your dreams and plans straight from your savings account.

A savings account from IC Credit Union provides a secure way for members to set aside money while earning interest on their deposits. Members can use their savings account to plan for future goals, build emergency funds, or set aside money for upcoming expenses.

IC Credit Union savings accounts are available to members and can be opened at any of our branch locations.

  • Free Mobile Banking: Manage your savings on the go with IC Credit Union’s mobile banking app, allowing you to monitor balances and transfer funds anytime.
  • Free Online Banking: Access your savings account online to view balances, transfer funds, and manage your finances securely.
  • No monthly fees: IC Credit Union savings accounts do not include monthly maintenance fees, helping you keep more of your savings.
  • Pair with Reward Checking: Maximize your benefits by pairing your savings account with a Rewards Checking account.

High-Yield Savings Account: IC Credit Union also offers a High-Yield Savings Account designed to help members earn a higher interest rate on their savings balances.

Fund your future, plan for upcoming projects–open your savings account today

Start saving for what matters most. Contact us today or visit us at one of our branch locations to learn more about how our Savings Accounts can help you achieve your financial goals.

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Savings Account FAQs

Where should I keep money I may need to access quickly?

A savings account is a great place to keep money you may need to access quickly. Funds can be easily accessed through a branch visit, ATM withdrawal, or electronic transfers such as ACH transactions, while still keeping your money separate from everyday spending.

What should I compare when choosing a savings account?

When comparing savings accounts, look at the interest rate, the minimum balance required to earn interest, and any special requirements or qualifying criteria needed to receive certain benefits. Understanding these factors can help you choose the account that best fits your savings goals and banking needs.

How is a savings account different from a checking account?

Think of a checking account as your wallet, it’s where you keep money for everyday spending, bill payments, debit card purchases, and direct deposits. A savings account is your piggy bank, it’s designed for money you want to set aside for future goals or emergencies while earning interest. Both offer easy access to your funds, but savings accounts help keep your savings separate from your day-to-day spending.