• IC Federal Credit Union is proud to announce our top five IC Scholarship Program finalists

    Click the link below to see our five $1000 scholarship winners

    Learn More

  • What is a Credit Union?

    Credit union, bank…what’s the difference? We’re glad you asked…let’s take a look.

    Learn More

  • Home Equity Line of Credit Special

    Now is the time to begin that home improvement project! Rates as low as .99% APR

    Learn More

  • IC’s New eBanking - New Look. New Technology. Still Free.

    With IC’s New eBanking, view accounts, make transfers, deposit checks from your Smartphone, manage and add payees to your Bill Pay, and now send money to a friend or family member using People Pay.

    Start Now

  • Own a Business?

    From expansion plans, to cash flow, IC’s Intelligent Business Solutions will help you focus on your business not on the banking.

    Learn More

  • Apply Now! Special Visa Offer

    Switch to IC’s Platinum Visa at 2.99% APR Introductory Offer for 12 months on Purchases and Balance Transfers with NO Balance Transfer Fee. Check and see if you qualify today!

    Learn More

  • Credit Union Member Discounts!

    IC Partner’s with Love My Credit Union to save you money!

    Learn More

  • New Home or Refinance?

    Whether you’re looking for your first, or refinancing an existing one, home buying is a huge decision; one we don’t take lightly.
    Trust our years of experience to make your new home purchase or refinance a comfortable and easy one.

    Learn More

Credit Card

Enroll | Apply Now

Make a Payment

Holiday Closure Notice: In observance of Memorial Day, all IC Branches and our Call Center will be closed Monday, May 29th. We hope you have a safe and happy holiday!

~Apply for an IC Credit Card~
Introductory Offer 2.99% APR*

Credit card

*Click learn more for complete details.

Learn More

IC offers a variety of services to fit your needs.

We offer higher rates of return on deposits and lower rates on loans, and we continually
develop and enhance our products to meet your needs.



IC’s Intelligent Checking and Savings are all you need! You can earn a high yield rate, with no minimum monthly balance, and they’re FREE!


If you’re buying a home, car, or need a little extra cash, IC has a loan option that is just right for you! IC… here for all your loan needs.

Learning Center

Some of the new technology can be confusing, we get that, so we’ve developed “How To Videos” to help you. Click to see our videos.

Financial Firsts

We are ready to help with all your Financial Firsts, from college funding for your children, kids and teen accounts, first car, first home – you name it!

Investing & Insurance

Our Investment and Retirement Planning Services are designed to support our mission of improving the financial well being of our Members through development of innovative products and services.

Intelligent Banking

Intelligent Checking

2.59 % APY
    • FREE Mobile Check Deposit
    • FREE Mobile Banking & Alerts
    • FREE Online Banking & Bill Pay
    • NO Min. Balance to Earn Interest
    • NO Monthly Fees

Intelligent Savings

0.20 % APY
  • FREE Mobile Banking
  • FREE Online Banking
  • NO Min. Balance to Earn Interest
  • NO Monthly Fees
  • Pair with Intelligent Checking

Share CD's

1.46 % APY
  • Earn up to 1.46% APY
  • 3 Months to 5 Year Terms
  • Simple or Compound Interest
  • Minimum to open $500
  • Watch your money grow
  • IC Yard Sale ~ May 13 (benefits IC Relay for Life Team)

    Save the Date! May 13th, 2017 from 8am-1pm, Main Office Parking Lot

  • Recycle / Shred Day Leominster ~ May 20, 2017

    Leominster DPW - 8:30am-1:00pm

  • IC Annual Meeting ~ June 21

    Click here to Learn More

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