Become a Member


At IC, You’re a Credit Union Member for Life

Even if you move outside our field of membership, you still get the benefits.

We’re stronger together—and our growing community is here to back you up. Whether business or personal, your projects are as valuable to us as they are to you. Join forces with IC and let us guide you on your unique adventure with:

  • Seamless banking experience
  • Personalized customer service
  • Higher interest rates and lower fees
  • Lifetime membership benefits
Become a member


We can’t wait to have you on board

Join us as a first-time member from Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts if you

  • Live, work, worship, or attend school locally
  • Participate in local associations
  • Participate in programs to alleviate local poverty or distress
  • Maintain a local facility
  • Are a local incorporated or unincorporated organization

You can also join us if you are:

  • The spouse of a deceased Credit Union Member
  • An employee of the Credit Union or immediate family member;
  • An organization of a Credit Union Member;

As a Member of our Credit Union, your membership is indefinite and does not expire as long as you maintain your membership accounts — even if you cease to live or work within the geographic field of membership

Join Us

Welcome to the IC family

Joining our Credit Union is quick, easy, and safe. To get started, all you need is:

Your Social Security number

Your home address

$5.00 for the initial deposit

Application Options

Become a member today!

*If you are not of legal age, you may ask your parent or guardian to set up a joint account.

Still have questions?

Fill out this quick application form and we will help you get
started as a Member of our Credit Union.

Main Office

300 Bemis Road, Fitchburg, MA 01420

Main Office (800) 262-1001

Get in touch with us


    Kim English

    Very nice and informative staff. There are willing to work with you when setting up accounts and getting a credit card

    Member since 2015
    Craig Baker

    Very friendly and knowledgeable staff. Great rates on free checking account. Opening a new account was fast and easy

    Member since 2016
    E Win

    I’ve had nothing, but friendly and professional service at IC. If the tellers can’t get what you want/need, then the managers go out of their way to get it done.

    Member since 2012
    Serafina B

    I appreciate the consistently high level of customer service I receive at IC Credit Union. No matter which branch I use, the tellers are so helpful and willing to work hard to find a solution when there’s an issue.

    Member since 2013
    Ed Soule

    Needed an ATM card replaced last week. The turnaround was immediate! I have a number of loans and accounts with this bank and have not had a single issue yet, only years of exceptional service.

    Member since 2014