Save something for your retirement

It’s never too early to start putting money aside for your well-deserved retirement. To help you get started, we provide different IRA options to fit your goals.

  • Traditional IRAs that are immediately tax-deductible for most individuals and earnings are tax-deferred until you begin taking distributions;
  • Roth IRAs with no immediate tax deductions, but earnings are entirely tax-free as long as the account has been open for at least 5 years, and are withdrawn after age 59 1/2.

Disclosure: Non-Deposit Investment and Insurance Products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the credit union or the National Credit Union Share Insurance Fund (NCUSIF). Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer, and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

CBSI, AUT, GEN-3584201.1-0521-0623


Start Saving Early

Tax-deferred growth
Financial stability in retirement
Convenient, worry-free savings

Roth IRA vs. Traditional IRA Calculator

How to Get Started

Contact an IC Federal Credit Union representative at (800) 262-1001.

Or Contact Us

If you have any questions left

Main Office

300 Bemis Road, Fitchburg, MA 01420

Main Office (800) 262-1001

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