First Credit Card
Your financial future, in your hands
If you’re 18 years of age or older, establishing credit is a major step in preparing for your financial future. Whether you’re applying for a student loan, an auto loan, or your first home, good credit history will make the process a little easier—and IC’s Visa Credit Card is a perfect way to start building credit. Here are a few best practices to help you get started:
- Use your credit card like your debit card—if you don’t have the money, don’t buy it.
- Use your card for everyday expenses (gas, food, or clothing)
- Pay off the amount due monthly to build credit
- More expert advice on credit cards and usage