Holiday Closing Notice

All IC branch locations and our Service Center will be closed on Wednesday, June 19 for Juneteenth.

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First Credit Card

Your financial future, in your hands

If you’re 18 years of age or older, establishing credit is a major step in preparing for your financial future. Whether you’re applying for a student loan, an auto loan, or your first home, good credit history will make the process a little easier—and IC’s Visa Credit Card is a perfect way to start building credit. Here are a few best practices to help you get started:

  • Use your credit card like your debit card—if you don’t have the money, don’t buy it.
  • Use your card for everyday expenses (gas, food, or clothing)
  • Pay off the amount due monthly to build credit
IC First Credit Card

Select Your First Credit Card

IC Visa Platinum
IC Visa Platinum Rewards
IC Visa Platinum Secured
IC Visa Platinum Veteran

Easy 3-Step Application

Fill out a short form
Wait for approval
Start building credit

Contact an IC representative

If you have any questions left

Main Office

300 Bemis Road, Fitchburg, MA 01420

Main Office (800) 262-1001

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