Home Improvement Loans

Fund your home upgrades or fixes

Little or no equity in your home? We have a home improvement loan that will help. Borrow up to 133% secured loan of your current home value—up to $250,000, whichever is less—and take up to 20 years to pay it back. Or you can borrow a $10,000 unsecured loan and pay it back in 10 years. Eligible owner-occupied property types: 

  • Single family-detached
  • Townhouse
  • Condominium
  • Duplex
IC Home Improvement Loans

Upgrade Your Home

Up to $250,000 secured loan
20 years pay-back period
Unsecured loan available

Easy 3-Step Application

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Submit your online application
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Present work materials list/quotes
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Get a quick approval

Contact Us

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Get in touch with us





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