Early Pay Day

FREE Intelligent Checking™
or FREE Veteran Checking

  • Earning 1.35% APY*
  • FREE Mobile Check Deposit
  • FREE Mobile & Online Banking
  • FREE Bill Pay
  • FREE Text Alerts
  • NO Minimum Balance to Earn Interest
  • NO Monthly Fees
  • All IC ATMs are FREE
  • ATM refunds of $5 per statement cycle
Apply Now Check Rates

Disclosure: *Earn 1.35% Annual Percentage Yield (APY) on balances up to and including $15,000 when qualifying requirements are met. Balances of $15,000.01 and over, after qualifying requirements are met, will earn .25% APY. Minimum amount to open Intelligent Checking is $5 and available for personal accounts only. Qualifying requirements must be met during each monthly statement cycle to earn APYs. Qualifying requirements are: 12 debit card purchases, e-statements, direct deposit or one ACH transaction per statement cycle. ATM fees will be refunded up to $5 per statement cycle when qualifying requirements are met. If qualifying requirements are not met, account will earn 0.05% APY and ATM fees will not be refunded. Any non-refunded ATM fees may reduce earnings. Rates effective as of 1/1/21 and are subject to change without notice.

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