Why pay for the whole car? Pay for what you use.


AFG Balloon Lending. A Low Payment Alternative to Leasing.

How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing? Sound impossible? It’s not. IC Federal Credit Union's AFG Balloon Lending program offers just that! Like a lease, the AFG Balloon Lending program offers payments that are considerably lower than conventional financing. But unlike a lease, with the AFG Balloon Lending program you own the vehicle and have all of the flexibility and benefits of vehicle ownership!

Other benefits of the AFG Balloon Lending program include:

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms of up to 72 months
  • No down payment required
  • Annual mileage options of 12,000, 15,000 & 18,000 available
  • No security deposit or acquisition fees
  • No early payoff penalty
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.
  • Refinance your current vehicle loan to reduce your monthly payments with the AFG Balloon Lending program.
  • Enables you to easily upgrade and/or change your vehicle every couple of years!

To find out more about the AFG Balloon Lending program, call or stop by IC today or go to the AFG Calculator to see for yourself how low your auto loan monthly payment can be!

AFG Calculator -  AFG QUOTE

To speak to a Lending Specialist call 800.262.1001

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