IRAs
Save something for your retirement
It’s never too early to start putting money aside for your well-deserved retirement. To help you get started, we provide different IRA options to fit your goals.
- Traditional IRAs that are immediately tax-deductible for most individuals and earnings are tax-deferred until you begin taking distributions;
- Roth IRAs with no immediate tax deductions, but earnings are entirely tax-free as long as the account has been open for at least 5 years, and are withdrawn after age 59 1/2.

Start Saving Early
How to Get Started
Contact IC’s financial advisor (978) 353-1330
Disclosure: Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. IC Credit Union and IC Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using IC Investment Services, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, IC Credit Union or IC Investment Services. Securities and insurance offered through LPL or its affiliates are:
NOT INSURED BY NCUA OR ANY OTHER GOVERNMENT AGENCY |
NOT CREDIT UNION GUARANTEED |
NOT CREDIT UNION DEPOSITS OR OBLIGATIONS |
MAY LOSE VALUE |
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For additional information, please visit www.lpl.com/CRS.