First Car Purchase
With you on your first ride
A first car purchase can be financed with competitive loan options for new or used vehicles. IC Credit Union offers low rates, pre-approvals, loan protection insurance, refinancing options, and access to CUDL AutoSMART through a quick and convenient application process.
- Great low rates
- Pre-approvals
- Loan protection insurance
- Refinancing available
Your First Ride
Car Loan Calculator
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Get the best rate for you
Auto Loans Rates
| MODEL YEARS - TERMS | APR | PAYMENT PER $1,000 |
|---|---|---|
| 2026-2022 - 63 Months | 5.74% | $18.43 |
| 2026-2022 - 66 Months | 5.74% | $17.71 |
| 2026-2022 - 75 Months | 5.99% | $16.02 |
| 2026-2022 - 84 Months | 5.99% | $14.61 |
DISCLOSURES: | ||
Used Auto Loans Rates
| MODEL YEARS | TERM | APR | PAYMENT PER $1,000 |
|---|---|---|---|
| 2019 | 60 Months | 6.99% | $19.80 |
| 2020 | 63 Months | 5.74% | $18.43 |
| 2021 | 63 Months | 5.74% | $18.43 |
| 2022 | 63 Months | 5.74% | $18.43 |
| 2023 | 63 Months | 5.74% | $18.43 |
| 2024 | 63 Months | 5.74% | $18.43 |
| 2025 | 63 Months | 5.74% | $18.43 |
DISCLOSURES: | |||
RVs, Boats & Motorcycle Loans Rates
| LOAN TYPE | TERM | APR | WITH AUTO PAY | PAYMENT PER $1,000 |
|---|---|---|---|---|
| RVs - New | 144 Months | 10.24% | $12.10 | |
20% down payment required on all new or used RVs and Boats. | ||||
| RVs - Used | 120 Months | 10.99% | $13.78 | |
20% down payment required on all new or used RVs and Boats. | ||||
| Boats - New | 144 Months | 10.24% | $12.10 | |
20% down payment required on all new or used RVs and Boats. | ||||
| Boats - Used | 120 Months | 10.99% | $13.78 | |
20% down payment required on all new or used RVs and Boats. | ||||
| Motorcycles - New | 60 Months | 6.99% | $19.80 | |
| Motorcycles - Used | 48 Months | 7.49% | $24.18 | |
APR = Annual Percentage Rate | ||||
