Skip-a-Pay

A little extra cash, when you need it most.

If you need more cash for a special occasion, just skip a payment on your consumer loan.

Here’s how it works:

Select your preferred month to skip.
Complete and sign your request.
Submit your request by either calling our Service Center at 800-262-1001 or by emailing your form to [email protected].
And, that’s it!
Upon approval, transfer* a one-time fee of $25.00 to us, and we’ll extend your loan for an additional month.

*Skip will not be processed until payment has been received.

Please note: All Loans must have six (6) consecutive months of current payments within a 6 month period before they can qualify for any regular skips. Please be advised that loans are only eligible for six (6) skip-a-pay coupons for the life of the loan, including regular, holiday or covid skips. If a coupon request is submitted that we are UNABLE to process the $25.00 fee will be applied directly to the loan payment currently due. IC is not responsible for any delinquency that occurs due to non-eligibility. Leases, mortgages, equity lines and equity loans are not eligible.

Any questions please call 978-353-2671. Equal Housing Lender