Holiday Closing Notice

All IC branch locations and our Service Center will be closed Thursday, November 27 and Friday, November 28 for Thanksgiving. Normal business hours return Saturday, November 29.

Dismiss X
  1. Home
  2. /
  3. Personal Banking
  4. /
  5. Savings Accounts
  6. /
  7. High Yield Savings

High-Yield Savings Account

Maximize your savings with our High-Yield Savings Account, offering competitive interest rates to help your money grow faster.

What is a High-Yield Savings Account?

A high-yield savings account is a type of savings account that earns you more interest than a regular savings account. Just like a traditional account, you deposit money and it grows over time—but with a high-yield account, the interest rate is significantly higher, so your savings grow faster.

Why Open a High-Yield Savings Account?

It’s a smart way to build your emergency fund, save for a vacation, or work toward other short-term financial goals.

At IC Credit Union, our high-yield savings accounts come with:

  • Earn up to 3.04% APY* on balances of $10,000-$1,000,000 to maximize your savings.
  • No monthly maintenance fees.
  • 24/7 online and mobile access.
  • Friendly, personalized support from your local credit union team.

Start earning more on your savings—open a high-yield savings account today and reach your financial goals faster.

*APY (annual percentage yield) effective 11/1/25 and subject to change. Dividend Rate: 3.04%. Minimum Deposit: $10,000 to open and earn advertised APY. Tiered Account: May offer other dividends. Terms: Available at account opening. Offer may be withdrawn anytime.