IRAs

It is Important to start saving early for retirement. That's why we offer many different IRA options.

Traditional IRAs

Our Traditional IRAs are immediately tax deductible for most individuals and earnings are tax-deferred until you begin taking distributions.

ROTH IRAs

With IC's Roth IRA option, there are no immediate tax deductions, but earnings are entirely tax-free as long as the account has been open for at least 5 years, and are withdrawn after age 59 1/2.

Non-Deposit Investment and Insurance Products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union or the National Credit Union Share Insurance Fund (NCUSIF). Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

Want more information?

To speak with an IC Federal Credit Union representative please call us at 800.262.1001

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