Beginning January 1, 2024, certain businesses may have to report Beneficial Ownership Information to FinCEN. To read more information regarding these requirements, Click here.

Business Money Market

Make the most out of your money

As your balance increases, so do your returns. Earn 0.05% Annual Percentage Yield (APY) on balances of $50.00 and over to make the most out of your savings.

  • Available for business accounts
  • Average daily balance of $50.00
  • Monthly interest
  • 6 free withdrawals per month
IC Business Money Market Account

Empowering Your Business

0.05% APY
$5.00 Minimum to Open
Daily Periodic Rate

Easy 3-Way Application

Or Contact Us

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Get in touch with us





    Get the best rate for you

    Business Fee Schedule

    Effective as of February 1, 2024

    BUSINESS CHECKING
    Business Checking ($200 minimum)$7.00 per month + $0.40 per check and deposited item after the first 500 items
    Business CheckingPlus ($1,500.00 min)$12.00 per month + $0.40 per check and deposited item after the first 500 items
    Bill Pay1-10 Bill Payments FREE
    11-40 Bill Payments $10.00
    41 and above Bill Payments $0.50 per item
    OTHER SERVICES & CHARGES
    Statement Copy$5.00 per statement plus research fee
    Stop Payment Request$25.00 each
    Account Activity Printout (branch)$2.00 each
    Check or Form Image$2.00 each
    Account Research/Reconciliation (1 hr. minimum)$20.00 per hour
    Government Levy$50.00 per levy
    Official Check - less than $1,000.00$3.00 each
    Official Check - $1,000.00 and over$5.00 each
    Certified Check$20.00 each
    VISA® Debit Card Foreign ATM Transaction Fee$1.00 per transaction
    VISA® Debit/Credit Card Replacement$10.00
    Wire Transfer - Domestic$25.00 each
    Wire Transfer – International$50.00 each
    Foreign Check Collection$25.00 each
    Returned Deposited Check$15.00 each
    Dormant Account$5.00 per month
    Cloth Bags with IC Logo and Locks$30.00 each
    Keys to Night Depository Box$3.00 each
    Lost Night Depository Box Key Replacement$15.00 each
    Credit Union Assisted Telephone Payments$10.00 each
    New Account Early Closeout$10.00
    The following fees can be caused by checks, in-person withdrawals, ATM withdrawals, ACH or other electronic means.
    Insufficient Funds Charge (NSF) (Labeled on statement as Return ACH Charge or Return Check NSF)$30.00 per item
    Uncollected Funds Charge$30.00 per item
    IC Courtesy Pay Overdraft Sweep (Labeled on statement as Overdraft Transfer Fee)$15.00 per day