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4th of July

All of our branches and offices are closed in observance of the 4th of July celebrations!

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Business Checking

For seamless financial operations

Have peace of mind and enable future growth with a business checking account that makes it easy to stay on top of the financial aspect of your business. Our Business Checking account includes perks such as:

  • $200 minimum balance per statement cycle*
  • 500 free transactions, such as deposited items and cleared checks, per statement cycle**
  • Free online banking bill pay
  • $50 off first check order or free wallet checks

* $7.00 fee if below $200 minimum per month
** $.40 per transaction over 500 per month

IC Business Checking Account

Empowering Your Business

Free Business Debit Card
The First 10 Payments Free
$50 Off First Check Order

Easy 3-Way Application

Or Contact Us

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Get in touch with us





    Get the best rate for you

    Business Fee Schedule

    Effective as of July 1, 2021

    BUSINESS CHECKING
    Business Checking ($200 minimum)$7.00 per month + $0.40 per check and deposited item after the first 500 items
    Business CheckingPlus ($1,500.00 min)$12.00 per month + $0.40 per check and deposited item after the first 500 items
    Bill Pay1-10 Bill Payments FREE
    11-40 Bill Payments $10.00
    41 and above Bill Payments $0.50 per item
    OTHER SERVICES & CHARGES
    Statement Copy$5.00 per statement plus research fee
    Stop Payments Placed$25.00 per order
    Account Activity Printout (branch)$2.00 each
    Check or Form Image$2.00 each
    Account Research/Reconciliation (1 hr. minimum)$20.00 per hour
    Government Levy (1 hr. minimum)$50.00 per hour
    Official Check - less than $1,000.00$3.00 each
    Official Check - $1,000.00 and above$5.00 each
    Certified Check$20.00 each
    Visa Debit Card Foreign ATM Transaction$1.00 per transaction
    Visa Debit Card Replacement$10.00
    Wire Transfer - Domestic$25.00 each
    Wire Transfer – International$50.00 each
    Collection Item$25.00 each
    Returned Deposited Check$15.00 each
    Dormant Account$5.00 per month
    Cloth Bags with IC Logo and Locks$30.00 each
    Keys to Night Depository Box$3.00 each
    Lost Night Depository Box Key Replacement$15.00 each
    Staff Assisted Telephone Transfers$2.00 each
    Staff Assisted Balance / Account Information$2.00 each
    Cash Advance Fee (the greater of)$10.00 or 5%
    New Account Early Closeout$10.00
    The following fees can be caused by checks, in-person withdrawals, ATM withdrawals, ACH or other electronic means.
    Insufficient Funds Charge (NSF) (Labeled on statement as Return ACH Charge or Return Check NSF)$30.00 per item
    Uncollected Funds Charge$30.00 per item
    IC Courtesy Pay Overdraft Sweep$15.00 per day

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