Business CheckingPlus

A more cost-effective way to run your business and earn interest

As your business grows, so does your volume of transactions. We help you better manage your financial growth with tools for seamless business banking.

  • $1,500 minimum balance per statement cycle*
  • 500 free transactions, such as deposited items and cleared checks, per statement cycle**
  • Bill Pay, with the first 10 payments free
  • $75 off first check order or free wallet checks

* $12.00 fee if below $1500 minimum per month
** $.40 per transaction over 500 per month

IC Business CheckingPlus Account

Empowering Your Business

Free Business Debit Card
$75 Off First Check Order

Easy 3-Way Application

Or Contact Us

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Get in touch with us





    Get the best rate for you

    Business Fee Schedule

    Effective as of October 1, 2021

    BUSINESS CHECKING
    Business Checking ($200 minimum)$7.00 per month + $0.40 per check and deposited item after the first 500 items
    Business CheckingPlus ($1,500.00 min)$12.00 per month + $0.40 per check and deposited item after the first 500 items
    Bill Pay1-10 Bill Payments FREE
    11-40 Bill Payments $10.00
    41 and above Bill Payments $0.50 per item
    OTHER SERVICES & CHARGES
    Statement Copy$5.00 per statement plus research fee
    Stop Payments Placed$25.00 per order
    Account Activity Printout (branch)$2.00 each
    Check or Form Image$2.00 each
    Account Research/Reconciliation (1 hr. minimum)$20.00 per hour
    Government Levy (1 hr. minimum)$50.00 per hour
    Official Check - less than $1,000.00$3.00 each
    Official Check - $1,000.00 and above$5.00 each
    Certified Check$20.00 each
    Visa Debit Card Foreign ATM Transaction$1.00 per transaction
    Visa Debit Card Replacement$10.00
    Wire Transfer - Domestic$25.00 each
    Wire Transfer – International$50.00 each
    Collection Item$25.00 each
    Returned Deposited Check$15.00 each
    Dormant Account$5.00 per month
    Cloth Bags with IC Logo and Locks$30.00 each
    Keys to Night Depository Box$3.00 each
    Lost Night Depository Box Key Replacement$15.00 each
    Staff Assisted Telephone Transfers$2.00 each
    Staff Assisted Balance / Account Information$2.00 each
    Cash Advance Fee (the greater of)$10.00 or 5%
    New Account Early Closeout$10.00
    The following fees can be caused by checks, in-person withdrawals, ATM withdrawals, ACH or other electronic means.
    Insufficient Funds Charge (NSF) (Labeled on statement as Return ACH Charge or Return Check NSF)$30.00 per item
    Uncollected Funds Charge$30.00 per item
    IC Courtesy Pay Overdraft Sweep$15.00 per day

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