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4th of July

All of our branches and offices are closed in observance of the 4th of July celebrations!

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Savings Accounts

Fund your dreams and plans straight from your savings account

We offer you the opportunity to set money aside to fulfill your personal dreams and goals. Drawing from your shared CDs of veteran savings, you can now easily fund your future plans or projects, whatever they may be.

IC Savings Account

Start Saving for Your Future

Easy Online Application

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Select an account type
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Read and accept online disclosures and agreements
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Make a $5.00 deposit and open your account

Or Contact Us

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Get in touch with us





    Get the best rate for you

    Personal Fee Schedule

    Effective as of July 1, 2021

    OTHER SERVICES & CHARGES
    Money Market Reg D Excess Transactions$10.00 per transaction
    Reward Savings - Excess Withdrawals (Maximum: 2 in branch withdrawals per statement cycle)$10.00 per withdrawal
    Stop Payments Placed$25.00 per order
    Account Activity Printout (branch)$2.00 each
    Check or Form Image$2.00 each
    Account Research / Reconciliation (1 hr. min)$20.00 per hour
    Official Check - less than $1,000.00$3.00 each
    Official Check - $1,000.00 and above$5.00 each
    Certified Check$20.00 each
    Wire Transfer - Domestic$25.00 each
    Wire Transfer - International$50.00 each
    Collection Item$25.00 each
    Returned Deposited Check$15.00 each
    Lost Passbook Replacement Fee$10.00
    IRA Annual Fee$15.00
    Lost Visa Check Card Replacement Fee$10.00
    HELOC Card Foreign ATM Transaction Fee$1.00 per transaction
    Visa® Debit Card Foreign ATM Transaction$1.00 per transaction
    Staff Assisted Telephone Loan Payments$10.00 each
    Statement Copy$5.00 per statement plus research fee
    Visa® Debit Card Foreign ATM Transaction$1.00 per transaction
    Staff Assisted Telephone Loan Payments$10.00 each
    Statement Copy$5.00 per statement plus research fee
    Government Levy (1 hour minimum)$50.00 per hour
    Dormant Account$5.00 per month
    Temp Checks (min 4)$0.50 each
    Cash Advance Fee (the greater of)$10.00 or 5%
    New Account Early Closeout$10.00
    The following fees can be caused by checks, in-person withdrawals, ATM withdrawals, ACH or other electronic means.
    Insufficient Funds Charge (NSF) (Labeled on statement as Return ACH Charge or Return Check NSF)$30.00 per item
    Uncollected Funds Charge$30.00 per item
    IC Courtesy Pay Overdraft Sweep$15.00 per day
    IC Courtesy Pay Overdraft Activated (labeled on statement EOD)$30.00 per item

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