Personal Loans
At IC Federal Credit Union, we can provide you with an affordable Personal Loan. We take pride in helping our members find solutions to finance what they need in life. We're ready to help you find solutions for:
- Bill Consolidation
- Unexpected Expenses
- Extra Cash
We'll listen to your needs and help you find the right solution to balance your budget.
The Smart Alternative to Payday loans
IC is now offering Smart Choice Loan or Line, the alternative to payday lenders. Unlike payday loans, IC’s smart choice loan offers a 90 day repayment term with lower fees and interest rates. Best of all, IC’s Smart Choice loan has a built in savings features. Upon Member approval, IC will approve an additional 10% of their loan amount and deposit it into the Member’s savings account. This smart alternative to payday lending helps you save more of your hard earned money and even start saving for the future.
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Smart Choice Loan* 90 day 14.50% Minimum loan $100 Maximum loan $1000 Smart Choice Line** Provides Overdraft Protection Minimum line $100 Maximum line $5000 14.50% APR Attaches to fee free checking |
*A $25.00 application fee will be applicable
**$25.00 annual fee will be applicable
