Smart Choice Loans
The Smart Alternative to Payday Loans
IC's Smart Choice Loan or Line, is an alternative to payday lenders. Unlike payday loans, IC's smart choice loan offers a 90 day repayment term with lower fees and interest rates. Best of all, IC's Smart Choice loan has a built-in savings feature. Upon Member approval, IC will approve an additional 10% of their loan amount and deposit it into the Member's savings account. This smart alternative helps you save more and even start saving for the future.