12-Month Certificate Special

Take advantage of this great rate while it lasts!

Share Certificates are a great way earn more quickly. And for a limited time, you can earn a great rate of 5.20% APY* for 12 months! This offer is open to both IC members and non-members.

This rate won’t last long so visit a branch today and kick start your savings!

Term: 12-Months
APY (Annual Percentage Yield): 5.20%
Dividends compound daily, paid to account monthly
$500 minimum deposit required with no maximum limit
Open to IC members or non-members

* Annual Percentage Yield (APY) effective as of 2/1/24 and is subject to change. Dividend Rate 5.08%. Penalty may be imposed for early withdrawals and may reduce earnings. Terms and conditions disclosures available at account opening. Minimum deposit of $500.00 required to open the account and obtain APY. Offer may be withdrawn at any time.

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OVERVIEW

Long-Term Savings for Your Future

Minimum balance of $500.00

Simple Interest Share Certificate

Compounded Interest Share Certificates

How to Get Started

Email us at [email protected]

Speak with an IC Credit Union representative at 800-262-1001

Stop by an IC branch near you

Contact Us

If you have any questions left

Main Office

Address
300 Bemis Road, Fitchburg, MA 01420

Phone
Main Office (800) 262-1001

Email
[email protected]

Get in touch with us

RATES

Get the best rate for you

Share Certificates of Deposit Rates

Effective as of April 1, 2024

Print Rates

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TERM	DIVIDEND RATE	APY
12-Month Term (SPECIAL)	5.08%	5.20%
90-Day Term	0.10%	0.10%
6-Month Term	0.15%	0.15%
One-Year Term	0.20%	0.20%
18-Month Term	0.25%	0.25%
Two-Year Term	0.30%	0.30%
Three-Year Term	0.40%	0.40%
Four-Year Term	0.50%	0.50%
Five-Year Term	0.60%	0.60%
APY = Annual Percentage Yield Note: Dividends will be labeled as Interest on your Statements and in Online Banking Fees may reduce earnings on applicable accounts. A penalty may be assessed for early withdrawal. The minimum balance to open and earn dividends on Share Certificates is $500.00. Rates subject to change without notice.
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