• Introductory Credit Card Offer

    We are now offering a 2.99% APR* on our IC VISA® Platinum or IC VISA® Platinum Veteran Credit Cards.

    Check and see if you qualify today!

    Learn More

  • Real-Time Banking Starting Now.

    Life doesn’t wait. Neither should you. So we offer convenient, quick eBanking tools that work across many different devices.

    From mobile apps to payment reminders and eStatements, you’ll find the tools that end waiting–and keep you moving.

    Start Now

  • Convenience is key.

    We understand what our Members expect in today's world, instant access to what they need. That is why we are proud to now offer INSTANT ISSUE Debit Cards in most of our branches.

    We get it. And, we’re here for you.

    Learn More

  • Ready for a Welcome Home?

    For most people, buying a home is the biggest decision they’ll ever make, making some buyers a little uneasy…until they talk to us.

    We have years of experience helping people realize their dream of home ownership.

    We’ll work with you to spread out your loan payments and secure the lowest rate possible. In fact, we’ll customize a solution for your needs, which is the best way to say…welcome home.

    Learn More

  • Where to find us.

    When you need a branch office, it’s good to know we have seven Central Massachusetts locations – and a dedicated auto loan-processing center – ready to serve you.

    When it comes to ATMs, you’ll find our reach extends from your local branch office and continues across the U.S. Even better, you have free access to over 50,000 cash machines throughout the country.

    ICFCU is a Member of PLUS®, NYCE®, SUM®, and CO-OP® Networks.

    Branches ATMs

Credit Card

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HOLIDAY CLOSURE NOTICE: All IC offices and our Call Center will be closed in observance of Memorial Day, Monday, May 30, 2016. Thank you to all who have served our country and made the ultimate sacrifice for our freedom.

Apply for an IC Credit Card
~ Introductory Offer 2.99% APR* ~

Credit card

*Click learn more for complete details.

Learn More

IC offers a variety of services to fit your needs.

We offer higher rates of return on deposits and lower rates on loans, and we continually
develop and enhance our products to meet your needs.



IC’s Intelligent Checking and Savings are all you need! You can earn a high yield rate, with no minimum monthly balance, and they’re FREE!


If you’re buying a home, car, or need a little extra cash, IC has a loan option that is just right for you! IC… here for all your loan needs.

Learning Center

Some of the new technology can be confusing, we get that, so we’ve developed “How To Videos” to help you. Click to see our videos.

Financial Firsts

We are ready to help with all your Financial Firsts, from college funding for your children, kids and teen accounts, first car, first home – you name it!

Investing & Insurance

Our Investment and Retirement Planning Services are designed to support our mission of improving the financial well being of our Members through development of innovative products and services.


Intelligent Banking

Intelligent Checking

2.59 % APY
    • FREE Mobile Check Deposit
    • FREE Mobile Banking & Alerts
    • FREE Online Banking & Bill Pay
    • NO Min. Balance to Earn Interest
    • NO Monthly Fees

Intelligent Savings

0.20 % APY
  • FREE Mobile Banking
  • FREE Online Banking
  • NO Min. Balance to Earn Interest
  • NO Monthly Fees
  • Pair with Intelligent Checking

Share CD's

1.46 % APY
  • Earn up to 1.46% APY
  • 3 Months to 5 Year Terms
  • Simple or Compound Interest
  • Minimum to open $500
  • Watch your money grow
  • IC's Annual Meeting Notice 2016

    Annual Meeting of Members - June 15, 2016  Read More

  • Stamp out Hunger with IC and the UW

    Donations collected until May 31, 2016  Read More

  • Donate to our IC Cares Relay for Life Team

    On Saturday, June 10, 2016 we begin our walk because we have hope.  Donate here

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