• Welcome

    Welcome to our new Website! We have worked hard to provide a clean look with easy navigation to the products and services you are looking for.

    Take a look around and send us your feedback.

    Contact Us Stop By Take a Tour

  • Real-Time Banking Starting Now.

    Life doesn’t wait. Neither should you. So we offer convenient, quick eBanking tools that work across many different devices.

    From mobile apps to payment reminders and eStatements, you’ll find the tools that end waiting–and keep you moving.

    Start Now

  • Convenience is key.

    We understand what our Members expect in today's world, instant access to what they need. That is why we are proud to now offer INSTANT ISSUE Debit Cards in most of our branches.

    We get it. And, we’re here for you.

    Learn More

  • Ready for a Welcome Home?

    For most people, buying a home is the biggest decision they’ll ever make, making some buyers a little uneasy…until they talk to us.

    We have years of experience helping people realize their dream of home ownership.

    We’ll work with you to spread out your loan payments and secure the lowest rate possible. In fact, we’ll customize a solution for your needs, which is the best way to say…welcome home.

    Learn More

  • Where to find us.

    When you need a branch office, it’s good to know we have seven Central Massachusetts locations – and a dedicated auto loan-processing center – ready to serve you.

    When it comes to ATMs, you’ll find our reach extends from your local branch office and continues across the U.S. Even better, you have free access to over 50,000 cash machines throughout the country.

    ICFCU is a Member of PLUS®, NYCE®, SUM®, and CO-OP® Networks.

    Branches ATMs

Credit Card

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Make a Payment

ATM UPGRADE NOTICE: We will be upgrading our ATMs next week The ATMs at the following branches will be out of order during these dates:
• Mechanic St. Branch - Monday, May 2nd • Watertower Branch - Tuesday, May 3rd and
• Westminster Branch - Wednesday, May 4. We apologize for the inconvenience.

Apply for an IC Credit Card
~ Introductory Offer 2.99% APR* ~

Credit card

*Click learn more for complete details.

Learn More



IC offers a variety of services to fit your needs.

We offer higher rates of return on deposits and lower rates on loans, and we continually
develop and enhance our products to meet your needs.

money

Banking

IC’s Intelligent Checking and Savings are all you need! You can earn a high yield rate, with no minimum monthly balance, and they’re FREE!

Borrowing

If you’re buying a home, car, or need a little extra cash, IC has a loan option that is just right for you! IC… here for all your loan needs.

Learning Center

Some of the new technology can be confusing, we get that, so we’ve developed “How To Videos” to help you. Click to see our videos.

Financial Firsts

We are ready to help with all your Financial Firsts, from college funding for your children, kids and teen accounts, first car, first home – you name it!

Investing & Insurance

Our Investment and Retirement Planning Services are designed to support our mission of improving the financial well being of our Members through development of innovative products and services.

invest

Intelligent Banking

Intelligent Checking

2.59 % APY
    • FREE Mobile Check Deposit
    • FREE Mobile Banking & Alerts
    • FREE Online Banking & Bill Pay
    • NO Min. Balance to Earn Interest
    • NO Monthly Fees

Intelligent Savings

0.20 % APY
  • FREE Mobile Banking
  • FREE Online Banking
  • NO Min. Balance to Earn Interest
  • NO Monthly Fees
  • Pair with Intelligent Checking

Share CD's

1.46 % APY
  • Earn up to 1.46% APY
  • 3 Months to 5 Year Terms
  • Simple or Compound Interest
  • Minimum to open $500
  • Watch your money grow
  • IC's Annual Meeting Notice 2016

    Annual Meeting of Members - June 15, 2016  Read More

  • Shred Day - LEOMINSTER

    Saturday, May 14th from 9am-1pm at the Leominster DPW.  Read More

  • Donate to our IC Cares Relay for Life Team

    On Saturday, June 10, 2016 we begin our walk because we have hope.  Donate here

  • 2016 Scholarship Contest

    Once again IC is giving away five (5) $1000.00 Scholarships to local High School Seniors heading to college. Find out how you could be one of our lucky winners.  Read More

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