Privacy Policy

Privacy Policy Facts

What does IC do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons IC CREDIT UNION chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes IC CREDIT UNION Share?Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes: to offer our products and services to youYesYes
For joint marketing with other financial companiesYesYes
For our affiliates' everyday business purposes: information about your transactions and experiencesNoWe don't share
For our affiliates' everyday business purposes: information about your creditworthinessNoWe don't share
For nonaffiliates to market to youYesYes
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To limit our sharing

  • Call toll-free 800-262-1001 – our menu will prompt you through your choice(s),
  • Visit us online: www.iccreditunion.org/about-us/privacy-and-security or
  • Mail the form below

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Cut here

Mark any/all you want to limit:

 
 
 

 

Mail To:
IC Credit Union
300 Bemis Road
Fitchburg, MA 01420

Who we are

Who is providing this noticeIC CREDIT UNION
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What we do

 

What We DoWe Do
How does IC Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does IC Credit Union collect my personal information?
We collect your personal information, for example, when you
  • open an account or seek advice about your investments
  • provide your mortgage information or apply for financing
  • provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.
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Definitions

DefinitionsExemples
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
  • IC Credit Union has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include insurance companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.
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