"Set a goal. Make a plan. Save automatically."
IC has joined "America Saves Week®" and you're invited to participate! During February 21st through the 25th, open any new savings account with as little as $50 and we'll deposit $25! We want to help you save and achieve your goals, and this is a great way to jump start your 2012 saving goals.
America Saves Week 2012 is more than just a theme; it's a simple set of instructions to help you save successfully. Set a Goal. Make a Plan. Save Automatically. Knowing what you want to save for, how to achieve it, and then making the savings process automatic will allow you to reach your savings goal.
Set a Goal
Yes, you've heard that before, but visualizing what you want to save for gives your savings a purpose; without one, you may be tempted to withdraw from your savings. Having a goal will help keep you and your savings plan on track. So what are you saving for? An emergency fund, a home, retirement, a car? Whatever it is, we can help you achieve it.
Make a Plan
Once you have your goal in place, you will need a savings plan. To start, cut down on your spending and reduce high-cost debt. Next, keep track of what you spend and make a budget. Once you know where your money is going each month, you can reduce unneeded spending and save the difference! You may be amazed to learn how much that could be!
We know it can be hard to put money aside for savings. Once you've established your plan and know how much you can save, make it automatic. Talk to your employer about setting up direct deposit. It's so easy and you'll never miss the money! If you get paid in cash, bring in your planned amount and deposit into a savings account each week; in no time at all it will be a habit, a good one at that, and you'll be well on your way to building your savings.
Savings Tips - Be a Super Saver!
Need some tips to get you started? Click here for America Saves Week® savings tips. For other great money management tips, visit our partner site BalanceTrack® for a variety of learning tools.
Check out our savings calculator, or go to America Saves for other free online calculators.
Assess your savings progress
Are you ready to take charge of your financial future? IC Federal Credit Union and America Saves® are here to help. We can help you not only develop your goals but also take action to realize those goals.
You can join America Saves too! You'll receive the following benefits:
- Free subscription to our quarterly American Saver newsletter
- Free America Saves Campaign Flier
- Free monthly e-mail newsletters with savings advice from national experts
- Free access to our members-only Savers Tracking Tool to help you reach your goals
- 100 bonus credits with SaveUp
Let us help you build wealth, not debt.
Stop by any IC branch location to open a new savings account. You can also open a savings account online! After opening the online account, please call 1-800-262-1001 and let us know so we can deposit your promo money!*
*$50 deposit required to receive $25 promotional deposit. Mention code AS12. One $25 incentive deposit only per Member please.