IRAs

ICFCU IRAsIt is Important to start saving early for retirement. That's why we offer many different IRA options.

Traditional IRAs

Our Traditional IRAs are immediately tax deductible for most individuals and earnings are tax-deferred until you begin taking distributions.

ROTH IRAs

With IC's Roth IRA option, there are no immediate tax deductions, but earnings are entirely tax-free as long as the account has been open for at least 5 years, and are withdrawn after age 59 1/2.

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