FEES
Consumer / Personal Accounts
effective as of March 2012
|
MONTHLY SERVICE CHARGES |
|
All Together Now Checking
Combined relationship balance below $25,000 |
$25.00 |
| IC Direct Checking balance below $1,000 |
$7.00 |
| Unlimited Checking balance below $300 |
$3.00 + $0.25 per check |
| Now Checking balance below $500 |
$5.00 + $0.25 per check |
| Free Checking |
Free |
| Smartline |
Free |
| Online Banking |
Free |
| Online Bill Payer |
Free |
| Online Bill Payer w/Free Checking |
$4.95 per month |
OTHER SERVICES & CHARGES |
|
| Insufficient Funds Charge |
$25.00 per item |
| Uncollected Funds Charge |
$18.00 per item |
| Extended Overdraft Activated |
$25.00 per item |
| Transfer to Cover Overdraft Activated |
$15.00 per day |
| Money Market Reg D Excess Transactions |
$10.00 per transaction |
| IC Direct Savings Excess Withdrawals |
$10.00 per withdrawal |
| Stop Payments Placed |
$20.00 per order |
| Account Activity Printout (branch) |
$2.00 each |
| Check or Form Image |
$1.00 each |
| Account Research / Reconciliation (1 hr. min) |
$20.00 per hour |
| Money Order |
$3.00 each |
| Teller Check |
$5.00 each |
| Certified Check |
$20.00 each |
| Wire Transfer - Domestic |
$25.00 each |
| Wire Transfer - International |
$40.00 each |
| Collection Item |
$10.00 each
|
| Returned Check |
$15.00 each
|
| MC & VISA® Cash Advances for Members |
Free
|
| Lost Passbook Replacement Fee |
$10.00
|
| Lost VISA® Check Card Replacement Fee |
$10.00
|
| HELOC Card Foreign ATM Transaction Fee |
$1.00 per transaction
|
VISA® Check Card Foreign ATM
Transaction Fee1,2 |
$1.00 per transaction
|
| VISA® Check or HELOC Card Pin Changes |
$0.50 per change
|
| Staff Assisted Telephone Transfers |
$2.00 each
|
| Staff Assisted Balance / Account Information |
$2.00 each
|
| Smartline Transfers |
Free
|
| Internet Transfers |
Free
|
| Statement Copy (branch) |
$5.00 per request
|
| Government Levy (1 hour minimum) |
$30.00 per hour ($30.00 min.) |
| Abandoned Property |
$25.00 per Account |
| Dormant Account |
$5.00 per month |
| ACH Transfers (Outbound) |
$5.00 each |
| Temp Checks |
$0.25 each |
1 No foreign ATM fees for All Together Now and IC Direct Checking but surcharges may apply.
2 Club 55 Now foreign ATM fee is $0.75 and surcharges may apply.